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Terms of Service

Terms of Service

Effective 29 October 2026 · Version 2
Everything on this site is a self-assessment tool. It is not investment advice, financial advice, or a stock recommendation. We are not a licensed investment adviser. We do not manage money for anyone and we promise no returns.

1. What we provide

买不买.com ("the site") provides the following tool:

Free part: all 48 questions, plus your total score, your tier and the eight-dimension breakdown. No account required, no charge.

Paid part: the full report — question-by-question review, detailed diagnosis of the eight dimensions and the objective cross-check list. It is a one-time purchase, described in section 2. The question bank and scoring criteria are identical whether you pay or not.

The number of questions and the scoring criteria may change between versions.

2. Payment, unlocking and refunds

The full report is a one-time purchase — not a subscription, with no automatic renewal and no recurring charge. Pay once and it stays unlocked.

Payment is handled by a third-party provider (Waffo Pancake). We never receive or store your card details. After a successful payment you receive an unlock code; enter it on the result page to open the full report. The code is for your own use.

The report is digital content delivered immediately. Because all of it becomes available as soon as you pay, purchases are non-refundable once delivered. If a technical failure prevents delivery, or the code does not work, email us using the address in section 7 and we will refund in full or resend the code.

3. About the result

Your score reflects your performance on this attempt. It is not a judgement about the company, and not an estimate of the value of any asset. A different person assessing the same company will get a different score.

The questions test whether you can state specific conditions, not your memory. Answering well does not prove you understand the business; answering poorly does not prove you don't. The result is for self-checking only, and any decision you make based on it is yours alone.

4. Your responsibilities

5. Limitation of liability

The site is provided "as is". To the fullest extent permitted by law, we accept no liability for any direct or indirect loss arising from the use of, or inability to use, this site — including but not limited to investment losses, missed trades, or data loss.

The site may be unavailable due to maintenance, network faults, or hosting outages. We will try to restore it promptly but make no availability commitment.

6. Intellectual property

The questions, copy, page design and scoring logic belong to the site. You may save and share the result image you generate, but you may not use the questions themselves in paid training, paid courses, or resale.

7. Changes to these terms

Updated terms are published on this page with a new effective date. Continued use means you accept the updated terms.

8. Governing law and contact

These terms are governed by the laws of the People's Republic of China. Questions about these terms can be sent to support@买不买.com.

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